Legal

Terms and Conditions

Effective Date: June 2026

These Terms and Conditions govern the use of www.greekhomeloans.com operated by GreekHomeLoans. By using this Website, you agree to these Terms.

1. Website Purpose

The Website is a lead-generation and comparison platform designed to collect financial and personal information from users in order to:

  • Analyse financial circumstances
  • Compare financial products and services
  • Refer users to licensed broker affiliates in Greece

We do not directly provide loans, mortgages, or financial advice unless otherwise stated.

2. User Eligibility

You confirm that:

  • You are at least 18 years old
  • The information you provide is accurate and complete
  • You are legally capable of entering into binding agreements

3. Data Collection & Consent

By submitting your information through the Website, you:

  • Consent to the processing of your personal and financial data
  • Consent to sharing relevant information with our broker affiliates
  • Confirm that you have reviewed our Privacy Policy and Cookie Policy

You may withdraw consent at any time by contacting us.

4. No Financial Advice

Information provided on the Website is for informational and comparison purposes only and does not constitute financial, legal, or tax advice. Users should independently verify all financial products and seek professional advice where necessary.

5. Broker Affiliate Relationship

We may receive referral fees or commissions from broker affiliates for successful referrals. Broker affiliates are independently responsible for regulatory compliance, financial recommendations, client onboarding, and contractual obligations.

6. Paid Services (Concierge)

In addition to our free comparison and referral service, we offer optional paid concierge services to help you navigate the Greek property-buying process. These currently include the Discovery Session, the Purchase-Ready package, and the Complete Purchase Management.

Pricing and payment

The price of each service (inclusive of VAT where applicable) is displayed before purchase. Payments are one-off and processed securely by our payment provider, Stripe. We do not store your card details.

Nature of the services

Our concierge services are administrative, educational, and organisational in nature — for example explaining the process, helping you prepare documentation, and coordinating bookings. They do not constitute regulated mortgage, financial, legal, or tax advice, and do not guarantee mortgage approval or any particular outcome. Regulated advice and any formal mortgage application are provided solely by independent licensed broker partners.

Booking and delivery

Where a service includes a consultation, you will be able to schedule it through our booking system after purchase. Sessions are delivered by video or phone.

Cancellation and refunds

You may request to reschedule a booked session by giving us reasonable notice. As a consumer you may have a statutory right to withdraw within 14 days of purchase; however, by booking and attending a session you expressly request that the service begins during this period, in which case the right of withdrawal may no longer apply to services already performed. To request a cancellation or refund, contact info@greekhomeloans.com. Refunds, where due, are issued to the original payment method. We reserve the right to reschedule or refund a session we are unable to provide.

7. Intellectual Property

All Website content, branding, text, graphics, software, and designs remain the property of GreekHomeLoans unless otherwise stated. Unauthorised copying or use is prohibited.

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for:

  • Financial losses
  • Incorrect comparisons
  • Third-party actions
  • Technical interruptions
  • Delays or inaccuracies

9. Third-Party Services

The Website may contain links or integrations with third-party platforms and services. We are not responsible for their content, privacy practices, or services.

10. GDPR Compliance

We process personal data in accordance with GDPR (EU Regulation 2016/679) and Greek data protection laws. Users may exercise rights including access, rectification, erasure, restriction, data portability, and objection. See our Privacy Policy for full details.

11. Governing Law

These Terms are governed by the laws of Greece. Any disputes shall be subject to the exclusive jurisdiction of the courts of Greece.

12. Contact Information

Legal details

VAT: 181710130

GEMI: 188988403000

Address: Ellinikou 3, Galatsi Athens 111 47

Name: PLATSIS, DIMITRIOS-ANTHONI

Email: info@greekhomeloans.com

© 2026 GreekHomeLoans. All rights reserved.