Deposit calculator
How much deposit (down payment) will you need?
International buyers usually need a larger deposit in Greece. Tell us your tax residency, nationality, and whether it's a first home to see the expected requirement.
Your deposit is the part of the purchase price you pay from your own funds — the bank lends the rest.
This isn't the reservation deposit you pay the seller to hold the property — though that payment usually counts toward it.
Where are you a tax resident?
What is your nationality?
Is this your first home in Greece?
The reduced first-home deposit applies to Greek tax residents only.
Purchase price
Already own a property in Greece outright?
Did you know you may be eligible to use that property as security to help cover your deposit? Subject to lender approval — ask us if it could work for you. Check your options
This calculator is provided for informational and illustrative purposes only and does not constitute financial, mortgage, investment, or legal advice. Results are estimates only and do not represent loan approval or lending offers. Lending criteria vary by bank and applicant profile.
Deposit figures are indicative GreekHomeLoans guidance based on typical Greek lender LTV policy by tax residency and first-home status — they are not a lending offer, a guarantee, or financial advice. Your actual requirement depends on the lender, the property, your income and full profile. Using an existing property toward your deposit is subject to lender approval and valuation.
Important: This calculator is for general information only and does not constitute financial, mortgage, or legal advice, an offer of credit, or a guarantee of any deposit, loan-to-value, or approval. Deposit requirements are indicative and vary by lender, property, income, currency, and your full profile, and can change at any time. EU terms require EU citizenship or residency; the reduced first-home deposit applies to Greek tax residents only. Using a property you already own toward your deposit is possible only subject to lender approval and valuation. Always confirm figures with a qualified broker and lender before making any commitment.