Affordability calculator
Estimate how much you could borrow
Enter your income, debts, deposit, stress-tested rate, and term to see an indicative property budget and borrowing power for the Greek market.
Your currency
Enter income and debts in your home currency
Monthly household income (net income after taxes)
Existing monthly debt repayments
Total credit card limits (not balance)
Your limit is the maximum amount available to spend, not your current balance. 2% of limits counted as a monthly obligation.
Deposit you can put down
Indicative deposit at this budget: €85,170
Stress-tested interest rate
Quoted rate
Final rate (incl. 0.12% levy)
Adjust quoted rate
Stress test uses the final rate including the 0.12% Law 128/1975 levy.
Mortgage term
This calculator is provided for informational and illustrative purposes only and does not constitute financial, mortgage, investment, or legal advice. Results are estimates only and do not represent loan approval or lending offers. Lending criteria vary by bank and applicant profile.
Estimates use a 40% debt-service ratio, 2% of credit card limits as monthly obligations, and your stress-tested rate (including the Law 128/1975 levy where applicable).