Knowledge Centre
Everything you need to know
Plain-language guides covering the full Greek mortgage journey — from documentation and taxes to lender criteria and settlement.
Interactive tool
Document checklist
Build a tailored list of the documents Greek banks ask for — by tax residency, nationality and employment — and download it as a PDF to prepare your application.
International buyers
Free guides for buying and financing property in Greece from abroad. For hands-on buyer advocacy — property sourcing, viewings and on-the-ground coordination — see our separate company, GH Buyers Agency.
Spiti Mou 3: Greece's new first-home loan program
What we know so far about the proposed successor to Spiti Mou II — likely criteria, income limits, eligible properties, what it means for Greeks living abroad, and how to prepare now.
Σπίτι μου 3: το νέο πρόγραμμα στεγαστικών δανείων (στα Ελληνικά)
Όσα γνωρίζουμε μέχρι στιγμής για τον πιθανό διάδοχο του «Σπίτι μου II» — πιθανά κριτήρια, εισοδηματικά όρια, επιλέξιμα ακίνητα, τι ισχύει για τους Έλληνες του εξωτερικού και πώς να προετοιμαστείτε από τώρα.
Greek Tax Number (AFM): What It Is & How to Get It
The AFM is one of the very first things you need to buy property or get a home loan in Greece. What it is, why banks require it, how to get one remotely, documents, timeframes and fees — plus how we arrange it for you.
Can International Buyers Get a Mortgage in Greece?
The complete plain-English guide: who qualifies, how much you can borrow, the deposit and costs, documents, timeframes, and currency.
Buying Property in Greece as a Greek Living Abroad
A complete guide for the Greek diaspora — eligibility, how much you can borrow, costs, documents, AFM, bank accounts, buying remotely, and the full step-by-step process.
Buying Property in Greece from Australia
A practical guide for Australians and Greek Australians — borrowing on Australian income, deposit and costs, AFM and bank accounts, exchange-rate risk, buying remotely, and documents.
Buying Property in Greece from Germany
A complete guide for German citizens and Greeks in Germany — buying within the EU, borrowing on German income (euro income, usually less currency risk), deposit and costs, AFM and bank accounts, SCHUFA credit, and documents.
Buying Property in Greece from the Netherlands
A complete guide for Dutch citizens and Greeks in the Netherlands — buying within the EU, borrowing on Dutch income (euro income, usually no currency adjustment), deposit and costs, AFM and bank accounts, BKR credit, and documents.
Buying Property in Greece from France
A complete guide for French citizens and Greeks in France — buying within the EU, borrowing on French income (euro income, usually less currency risk), deposit and costs, AFM and bank accounts, how Greek banks view your French credit, and documents.
Buying Property in Greece from Switzerland
A complete guide for Swiss residents and Greeks in Switzerland — buying from outside the EU, borrowing on Swiss income, CHF/EUR exchange-rate risk and currency adjustments, deposit and costs, AFM and bank accounts, how Greek banks view your Swiss credit, and documents.
Buying Property in Greece from the United Kingdom
A complete guide for British citizens and Greeks in the UK — buying after Brexit, borrowing on UK income, deposit and costs, AFM and bank accounts, how Greek banks view your UK credit, exchange-rate risk, and documents.
Buying Property in Greece from the United States
A complete guide for US citizens and Greek Americans — borrowing on US income, deposit and costs, AFM and bank accounts, how Greek banks view your US credit, exchange-rate risk, and documents.
Buying Property in Greece from Canada
A complete guide for Canadian citizens and Greek Canadians — borrowing on Canadian income, CAD/EUR exchange-rate risk and currency adjustments, deposit and costs, AFM and bank accounts, how Greek banks view your Canadian credit (incl. HELOCs and lines of credit), buying remotely, and documents.
Buying Property in Greece as an Expat
The complete home-loan guide for foreigners living in Greece — eligibility, how much you can borrow, documents, timeframes, and the mistakes to avoid.
Property Tax in Greece (ENFIA)
What ENFIA is, how it's calculated, when it's payable, who pays it after a sale, and the other ongoing ownership costs to budget for — for Greeks abroad and international buyers.